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Coordination of Benefits

Coordination of Benefits (COB) is possible when you or your eligible dependants are covered by multiple benefit plans. For example, in addition to your ASEBP coverage, you might be covered under your spouse's benefit plan, meaning you can submit expenses to two different plans for reimbursement.

Eligibility

As an ASEBP covered member, you are eligible for Coordination of Benefits as long as you are also covered as a dependant under another benefit plan.

You also have to ensure that the health expense you want to submit is an eligible expense under both your ASEBP benefits plan and your other benefits plan.

It is important to understand how benefits are paid under COB rules to maximize the value of your plans and reduce your out-of-pocket expenses. The links on this page lead to examples of common scenarios that may help you better understand Coordination of Benefits.

Which benefit provider pays first?

Submitting claims for a dependent child.

Coordination of Benefits for Members Aged 65 and Over.